Without a doubt you have seen many vehicles on the road sporting some kind of car graphics. Some are standard while others are intricate works of art. They have become increasingly popular over the last few years as a means of individualizing and improving a car’s appearance, as well as for advertising purposes. Businesses use car signage to advertise their services and/or products. It is plain that these kinds of graphics undoubtedly help to boost business, especially since the signage is constantly on display wherever the vehicle happens to be. Nevertheless it is also important that one bears in mind that there are costs involved when this type of advertising is selected.
The majority of businesses that provide advertising like will need you to agree to a meeting with them. It is during this consultation that they will enquire about your ideas for the signage. They will select those graphics that you have approved, and which they feel will be the most suitable for your specific advertising needs. You will be billed for this consultation, either beforehand, or the fee will be included in the final purchase price.
Your ideas, coupled with the talents of the designer, are combined, and a graphic for your business will be produced. Depending upon the amount of detail in the graphic, this can take some time, so do not expect immediate results. Not only will it take longer, but more detail will also mean you will pay more. Unique designs, like those that do not contain exclusive branding, will invariably cost around $1,000.
When the design has been approved it is then printed. Basic vinyl designs usually cost about $10 per square foot, but this can be as much as $20. Again, the price depends largely on what your demands and preferences are.
Lastly, the final expense you will need to consider is that of installation. Depending upon the size of your vehicle this can cost as much as $1,000 as well. While you might be inclined to cut corners wherever you can, it is best not to when it comes to installation of the car graphics or car signage. When car graphics are not installed properly they do not last, and they can be quite an eyesore.
Naturally the amount you spend depends also upon which company you choose to work with. Make sure that you do a bit of research on more than a couple of them. Also, get preliminary quotes for comparison purposes. If you really want to be sure that you are making the right choice, investigate their previous work. In doing so, you will stand a much better chance of finding the right designer to work with.
Of course, many people choose to have car graphics put on their car simply to make it look nice and give it some personality. Some graphics are relatively cheap and will set you back around $60 or so. Naturally you can expect that figure to rise depending on the size and quality of the graphic. Over the past few years machines have been made that print well on vinyl. Thus the graphic designer has much more scope and opportunity for designs. This has led to many new ideas and tools, such as computer programs, and printers, that are able to provide top quality designs.
The chances are, especially if you are a smoker that you will have heard of the electronic cigarette (or e cigarette) by now. However, as the popularity of the product undoubtedly increases, there still remains much confusion as to what this electronic device is and does.
The questions considered in the title, officially at least, remain largely unanswered, but we can have a look at some of the things that are known about e cigarettes and the industry that surrounds them.
The electronic cigarette has been in existence since around 2003, although it wasn’t until about 2008 that these things really started garnering some significant mainstream attention. During the next couple of years the e cig really took off, with more and more online distributors of the product appearing.
Despite its rapid rise in popularity, the electric cigarette has had far from an easy or comfortable ride, with many obstacles still to face in the future. A whole host of legal conflicts have been fought, some won, and some lost as the battle for a determining product status has ensued. What is the electronic cigarette? How can it be classified? How can it be marketed? Is it safe? Again, many of the answers to these questions remain in limbo.
Initially, many distributors were marketing the e cig as a method to quit smoking and a healthier and safer method of smoking than tobacco cigarettes. There is no ‘ignition’ with an electronic cigarette and therefore no burning and no smoke. Additionally most e cigarettes don’t contain any actual tobacco, so it is easy to see how these “safer smoking” claims originated. A smokeless, tobacco free cigarette!
Health authorities and local and national governments stepped in and disputed the claims and protested that as yet, the product had not been through enough testing to substantiate any of them, and they had a point. After all, the e cigarette still contained (in most cases) nicotine (in liquid form), which is of course highly addictive and in its raw form, actually poisonous. This was never going to be a smooth ride for distributors.
So, where does this leave the whole debate now? Do smokers have a genuine alternative to tobacco smoking on the market and is there a future for e cigarettes?
Well, in December of 2010, the Hollywood movie, “The Tourist” saw Johnny Depp sitting, opposite Angelina Jolie, on a “no smoking” train “vaping” away on an electronic cigarette. Earlier in the year, actress Katherine Heigl and David Letterman shared a well publicised e cig moment on the Late Show. Despite the many legal hurdles that still need to be negotiated, it seems the people that this could mean the most to, smokers, are making their own decisions.
I have spoken to many people and read many other stories of smokers who have turned to the electronic cigarette as an alternative to tobacco cigarettes and who believe that it has made huge differences and improvements in their lives. Some haven’t touched another traditional cigarette since they made the switch. Many e cig users also claim that this alternative smoking method is actually significantly cheaper (in the long term) than smoking tobacco cigarettes.
My dad died from a passive smoking related lung cancer, and I wonder if e cigarettes had been around and accepted 30 or 40 years ago, might it have made a difference for him? None of that dirty old, second hand smoke to breathe in. One wonders and only time will provide these answers, provided the e cig is actually given that time.
While we wait for official word on the future of electronic cigarettes, people are making their own decisions. With Hollywood also seeming to embrace the product, is it just a matter of time before e cigarettes replace the old ‘analog’ cigarettes and change the future of the tobacco industry and of smoking forever?
Knowing if you are considered to be a high risk driver is really important in that it gives you an understanding that your car insurance premium is being loaded by an insurance company on the basis that they consider you to be a higher risk and therefore potentially likely to cost them money.
This perception by the insurance company may be based on several factors – if you understand their thinking, then you are in a better position to both change any of the factors in your own control that affect their thinking, and also to directly challenge some of their assumptions that may well lead to a lower level of car insurance premium.
Insurance companies classify drivers as high risk on various different levels. People they consider to be young drivers, normally people in the age group between 16 and 25, are considered extremely high risk simply because of their age. That means pretty much, that anyone within that age group is going to find their insurance premium excessively high, irrespective of their driving ability or driving record. Similarly people of an older age, normally people of an aged about 65 or 70 are considered high risk by insurance companies simply because of their age. This classification is probably not quite as generalised as that of young drivers because people of an elderly disposition will also have a long driving record in their favour which can be taken into account by an insurance company.
Both these generalisations are to an extent unfair, but that is the nature of how insurance companies work. They work out averages of what their claims figures are likely to be based on a number of factors known to them and charge the relevant policyholders accordingly. High risk drivers who are young people can best keep their insurance premiums low by either trying to become named drivers on someone else’s insurance policy, normally their parents, on the assumption they are allowed to build up their own that no claims bonus under the protection of someone else’s policy. There are also things they can do such as buying pretty battered old cars which are not worth a lot of, as a way to build up their own no claims bonus in order to reduce their car insurance premiums.
Elderly drivers are considered high risk by the insurance industry because they believe that their age makes them more likely to be prone to ageist type problems such as forgetfulness, lack of concentration, and generally more likely to make mistakes that could lead to a car accident or a claim.
Other types of driver considered to be high risk drivers are people of any age who have a poor driving record either in terms of incidents with the police such as speeding, drink-driving, a lack of road awareness – generally a poor driving ability. Other drivers may also be considered high risk because they have a poor claims record. This means in effect they have cost either their own insurance company or another insurance company a significant amount of money over time, and from an insurance company’s point of view they are a bad risk.
Whichever category you feel you may fall into, if any, there are a number of things that you can do to reduce your car insurance premium. The first thing to do is take a long-term view and recognise that it will take a while to bring down your costs and keep them under some sort of control. There is a lot of value in staying with the same insurance company and building as long-term a relationship as possible. Other things that are worth doing are things such as taking advanced driving lessons and becoming a member of a body such as the Institute of Advanced Motorists or similar body. Obviously keeping a clean driving licence and not having any claims makes a real difference and proves to the insurance company that you are a better risk than they thought you were.